中小企业信贷业务模式与组织架构创新研究——从商业银行角度分析

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Abstract In line with commercial banks＇ SME financing patterns and their organizational structural characteristics,a flat,matrix management structure is put forward so that a special organizational structure of commercial banks＇ SME business is constructed on the base of their present three-layer structure.At the same time,innovation of SME financial services centered on credit products should be sped up.

Key words： theory of reengineering bank ')" href="#">theory of reengineering bank SME')" href="#">SME business patterns')" href="#"> business patterns organizational structure')" href="#"> organizational structure product innovation')" href="#">product innovation

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TAN Zhong-Ming- Cheng-Hao. A Study of Small-and Medium-sized Enterprises Business Patterns and Organizational Structural Innovation—From the Perspectire of Commercial Bank[J]. Journal of Jiangsu University（Social Science Editi, 2010, 12(5): 79-83.

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http://zzs.ujs.edu.cn/xbskb/EN/ OR http://zzs.ujs.edu.cn/xbskb/EN/Y2010/V12/I5/79

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